I will travel with my family. We are 4, 2 parents and two kids under 3 years old. I'm considering the explorer plan. I see that there is a baggage delay support of $150 / day for essential clothing medicine and toiletries. Is that per family member or per family?
What about hotel for missed connecting flights?
You won't miss your connecting flight....will you? However, worst case scenario, most airports have hotels very close so don't worry. Put spare undies and a top into your hand luggage. You can probably manage for a day without a change of clothes. almost 5 years ago
Hi Jonas, Katrina from WorldNomads.com here.
As insurance answers depend on your country of residence, we try to keep these for our customer support team to answer you directly: http://worldnomads.com/contactus.aspx
However, in general most of the plans cover the cost to replace essential items like your toothbrush, underwear and a change of clothes if you have to wait over for your bags to be returned by a common carrier. There are usually time limits on this cover e.g you have to be without your bags for say a minimum of 12 hours before you can claim you extra expenses (depending on the policy you buy), so check your policy wording carefully. This is usually paid per insured person, per event.
As for missed connecting flights, there are specific conditions or situations where you may be able to claim additional expenses to catch up on your planned itinerary. This may cover cancellation costs of pre-booked accommodation if you're stuck somewhere else, although the insurance wont cover something which you'd ordinarily pay for as part of your normal trip (i.e you' d normally have accom expenses if you were stuck or not) or if the airline gives you a free night's accomm. These are explained in the policy wording in full detail. However the carrier cannot cause the delay or if you don't leave the minimum time between connections as shown in your policy, there may not be cover.
Be aware, there is usually an excess/deductible or copay that may apply per insured person, per event.
Not all plans are the same, so please read the full terms and conditions carefully for full details: http://www.worldnomads.com/travel-insurance/prices-and-benefits.aspx almost 5 years ago