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do we need to add trekking insurance for our stay in Nepal?

13 days ago about Nepal

Hi - we are planning to come to Nepal at the end of this month. I have been trying to book insurance, but it is not giving me the options of adding trekking or any other activity
Is it included with the higher insurance prices for Nepal?

we also plan to visit India, Sri Lanka, Tibet and possibly Bhutan.

Thank you

trekking insurance nepal
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