me and my friend are legally studying/working respectively in the UK but are from abroad. Do we qualify as UK residents ?
I want to know which insurance companies could cover my trip.
Hi Pedro, Katrina from WorldNomads.com here.
To answer this question, you really should consider where you can receive long term medical care and where you'd rather be send home “repatriated” in the event of a medical emergency (if the insurer decides this is best).
You must also be legally defined as a permanent resident (not temporary) of that country and have a residential address that you can refer to within that country.
For WorldNomads.com to buy a policy as a UK resident, you must meet the following conditions :
1.If you are in the UK when purchasing the policy, you must have a permanent residential address in the United Kingdom and unrestricted right of entry to the United Kingdom.
2. If purchasing the policy and not currently in the UK (i.e trip has already commenced) you must be a British Citizen defined as: A UK Passport Holder which describes the holder as a British citizen or citizen of the United Kingdom and Colonies, who has a permanent residential address in the United Kingdom and unrestricted right of entry to the United Kingdom.
3. if you buy a UK resident policy, you are not covered for expenses in the UK.
Residents of over 150 countries can buy a WorldNomads.com policy while away from home.
Pedro, you may wish to consider buying a policy for your (original) country of residence to cover you for expenses in the UK and if you take a trip out of the UK. Again, your policy then won’t cover you for expenses within your country of residence.
Have a great time studying/working in the UK, and do contact our Customer Services team if you'd like to clarify what we cover specifically for you http://worldnomads.com/members/memberscontactus.aspx about 8 years ago