I am travelling to nepal in November to do Mountainbiking under 6000m cross country. I will get your insurance (explorer plan)
My bike is a Trek superfly FS9.8 SL, around 4 years old. I have fully serviced the bike by my mechanic. replaced all bearings, fully redone the fork and the rear suspension, brakespads, chain is new. Will you be able to insure it although it is around 4 years old?