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If I was to rent a car anywhere in world and don't have car insurance back at my home is basic car insurance covered with my world nomads travel insurance?? I'm curious if I get into an accident or have a scratch or a ding am I covered or do I need to buy insurance with the car company I rent from?

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    You need to buy the vehicle insurance as well. See the PDF of insurance for full explanation..

    What you must do
    You must purchase the rental vehicle insurance offered by the rental vehicle company or agency.

    Please note: this travel insurance policy is not rental vehicle insurance. Our policy doesn't replace the need for you to purchase rental vehicle insurance through the rental vehicle company covering physical damage and theft of the rental vehicle and your liability to third parties for injury or property damage while the rental vehicle is in your care or control.

    You must have a signed rental vehicle agreement in place for hire of the rental vehicle, and the rental vehicle company must be properly licensed within the country of hire.

    You must provide copies of the repair account, repair quote, proof of any payments you've made or received and any other documentation we request. You must provide copies of any correspondence identifying any insurer or third party related to the event for which you're claiming, to assist us in recovering from the responsible party.

    You should also read what we won't cover in the Specific Exclusions to each benefit section and the General Exclusions which are applicable to all sections.
    What's covered

    6.1 Rental vehicle insurance excess (Explorer Plan)

    If you've purchased the Explorer Plan, this policy covers the rental vehicle insurance excess you're contracted to pay or the cost of repairing the rental vehicle, whichever is less, if you're involved in a motor accident or your rental vehicle is damaged or stolen while in your care or custody.

    There's a $100 excess almost 3 years ago

    Answered by Em via Site_iconWorldNomads.com

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