Katrina Greeves

Katrina Greeves

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    anyone know if the problems caused by the strike of controllers are covered (delays, cancellations, missed connections ....)?

    Hi Dan, Katrina from WorldNomads.com here. Usually strikes and anything that is the fault of the airline (e.g. rescheduling delays, maintenance etc) can be excluded from travel insurance policies - it really depends on the policy you've bought. For the plans on offer from WorldNomads.com, they are all different, depending on your country of residence, so do read your policy carefully for full details on your coverage. Our customer services team are happy to clarify if needed: http://worldnomads.com/members/memberscontactus.aspx over 6 years ago

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    One way ticket to Oz, but only travelling for 3 months.. insurance help?!

    Hi Chloe, Katrina from WorldNomads.com here. Travel insurance is there to help whenever you are away from home for all of the benefits listed under the policy, but mainly for emergency medical and repatriation expenses if you are seriously injured and need emergency medical care. Accidents happen, whether you're travelling or staying with family, so it really is up to you to decide how it may impact you. Also be aware: even though there are reciprocal health agreements between Australia and the UK, medical expenses can be very costly, depending on what's happened to you. Also, if you don't have travel insurance, you wont be covered for things like an emergency evacuation back home if you're seriously injured and cannot continue your trip. It's really up to you, but if you decide that you only want cover for your travels around Australia, then you can buy a policy after you have left the UK through us: https://www.worldnomads.com/travel-insurance/prices-and-benefits-country.aspx?Country=GBR Please do read the policy wording carefully so you know what's covered and what's not covered under the policy. Also be aware of restrictions on cover for mobile phones and other electronics you might take with you (for UK residents, you must specify these items on the policy we provide for cover to apply). That way, if something happens and you do need to use it, then you'll understand how the policy can help. Hope you have an amazing trip (we're based in Australia, so we're a little biased about travelling here!) over 6 years ago

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    car insurance imformation

    It really depends on you. If you don't take out the full car insurance, then there it's likely there is no cover if you damage the car in an accident (even if it's not your fault). If you have travel insurance with cover for the Car Insurance Excess, then if you don't take out the Car Insurance, then there is no cover under the Travel Insurance policy to help you pay the excess (i.e. the amount you're liable to pay) if you're in an accident. Whatever you decide, make sure you understand what's covered under the car insurance and what you may be liable for. A few dollars per day in car insurance is substantially cheaper than a few thousand dollars to repair a car. over 6 years ago

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    Does World Nomads offer full emergency medical coverage for Canadians without having to pay government medical plans?

    Hi, Katrina from WorldNomads.com here. It is common for people to keep their Government Health Insurance for the full duration of their trip, although it is not required. If you can extend your provincial health cover, then you can receive the full benefits under the plan we offer for Canadians (up to $5 million in coverage for emergency medical expenses you incur while traveling) If you are not able to extend your cover or prefer not to, then there is some cover under the policy for your overseas medical expenses (limited to CAD$20,000 for all Emergency Medical and Dental). over 6 years ago

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    Does World Nomads insurance cover travel in North Korea?

    Hi, Katrina from WorldNomads.com here. Yes, in general, the plans we offer do cover travel in North Korea, as long as your government says it's safe to go there. Check your travel advisory before you book/go there and read the policy wording carefully of the policy you buy to be sure you know what's covered and what's not covered. All policies are different, depending on your country of residence, so if you'd like more details on the coverage, please talk to our customer services team: http://worldnomads.com/members/memberscontactus.aspx over 6 years ago

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    Travel insurance for 70 and over

    Hi Rima, Katrina from WorldNomads.com here. The plans we offer for residents of Kazakhstan can only cover travellers up to 66 years old. If your mother is 69 years old at the commencement of her trip, then she might like to consider the cover from our insurer, ihi Bupa: http://global.ihi.com/ Safe travels over 6 years ago

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    Does travel insurance work as health insurance

    Hi Joseph, Unfortunately I cannot tell you if the policy we offer will be suitable for your application as you have to decide on a policy that suits you best. The Swedish immigration website says "Make sure to have an insurance policy that will cover any costs that may arise in connection with illness, injury, etc.", so both travel insurance and health insurance will do this, however they are different. Travel insurance is designed to provide you with emergency medical care overseas for urgent and necessary medical and dental treatment from accidental injuries and illnesses. It also includes emergency repatriation home and (depending on the policy you buy) non-medical insurance coverage to cover your gear, trip cancellation/interruption, travel delay, liability etc. Health insurance provides you with in-country medical and dental care, whether an emergency or not. This means you wont be a strain on their health care system if you need treatment. It also might cover you for other health treatment like chiropractors and alternative health services. Health insurance usually wont provide non-medical or travel benefits, so for example, if you do need to cut your trip short (e.g a death in your family and you want to return home suddenly), there isn't cover in the health insurance for these extra travel expenses. Both policies will have specific terms and conditions of cover, so you should read these carefully to understand what's covered and not covered and any limitations to the cover. For example: your travel insurer may expect you to cut your trip short to return home for ongoing medical treatment (which is when the travel insurance ends and your in-country NZ health insurance kicks in) or may not cover chronic conditions or non-emergency treatment, like dental or medical check-ups (where the health insurance cover might while you're in Sweden). Our insurance partner, ihi Bupa offer health insurance cover, no matter where you are in the world - check out it out here: http://global.ihi.com/Health+Insurance.aspx Good luck with your application! Safe travels, Katrina WorldNomads.com over 6 years ago

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    Adding World Nomads insurance on top of credit card insurance?

    Hi, TravelEater - Katrina from WorldNomads.com here. First and foremost, each policy is likely to be different, so you should read the policy wording for each plan carefully to find out what's covered and what's not covered and the limits and conditions of cover that may apply. That might make your decision easy if you think the policy we offer provides more suitable cover than the AMEX policy. For peace of mind, it's always easier to buy a policy to cover your entire trip. That way there is no overlap of policies and you're covered under the terms of one policy. However, be aware, if you do buy a second policy for the last 2 weeks of your trip, then there may be limits to the cover if your expenses continue in the last 2 weeks of your trip. It depends on what happens to you and when. For example: - if you're injured by chance on the last day of the 1st policy, yet you don't get treatment until the next day, you wont be able to claim your medical expenses on either policy, as the incident happened before the 2nd policy began and the expenses incurred were after the 1st policy ended; or - if you have an unexpected injury or illness during the few weeks while travelling on the AMEX policy, then this condition may not be covered on the 2nd policy as it may be considered a pre-existing condition (and the plans we offer for Canadians don't cover pre-existing medical conditions which occur before the policy starts). So you may be able to claim the cost of your medical treatment on the first policy, but they may limit that cover to 14 days as it's then expected you would be returning home. And finally, if you do have 2 policies you cannot make a claim on both for the same expenses (that's double dipping!). If you can claim from anyone else, the insurer will only make up the difference. If you have other specific questions about the plans we offer, you can ask our customer services team directly (we like to keep Ask A Nomad just for travel related questions, not insurance specific Q&A): http://www.worldnomads.com/contactus.aspx All the best, Katrina P.S when you're in Sydney.. you should drop into our office and say hi! over 6 years ago