Katrina Greeves

Katrina Greeves

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    Does anyone know if WorldNomads meets the standards as adequate insurance for the working holiday visa for New Zealand? Thank you!

    The New Zealand working holiday visa requires you to have medical and comprehensive hospitalisation insurance for the length of your stay in New Zealand. All of the travel insurance plans available from World Nomads provide cover for emergency overseas medical expenses, including hospitalisation. We can always provide confirmation of coverage letters from your insurer to provide with your visa application if you need it. However, be aware there will always be limits, conditions and exclusions to cover, depending on the plan you choose. For example, certain pre-existing medical conditions may be excluded from cover and there may be an excess or deducible payable (which is the amount you must cover before the insurance kicks in and which is usually deducted from any claim). Please read your policy carefully so you understand these terms and conditions of cover before you buy it. If you have specific questions about what's covered (or not covered), the World Nomads team are happy to help: http://worldnomads.com/members/memberscontactus.aspx Safe travels, Katrina WorldNomads.com over 5 years ago

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    Does Standard or Explorer insurance policy cover expenses incurred when receiving Latin America specifc immunisations and/or vaccinations ?

    Hi Jonathan, Thanks for you question. Your travel insurance is not designed to cover expenses you'd ordinarily have as part of your trip or for expenses while you're at home. So unfortunately there is no cover for your vaccinations or routine consultations. On the other hand, if you needed emergency medical treatment while you're travelling, then that's what travel insurance is designed for. For example: if you were bitten by a rabid dog while abroad and a doctor gave you rabies treatment shots, then this can be claimed on your insurance. By the way, you might find this article useful: http://safety.worldnomads.com/Worldwide/54790/Travel-Immunizations-What-You-Really-Need-in-South-America Hope you have an awesome trip (without any rabid animals!). Safe travels, Katrina over 5 years ago

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    Looking to chat with bicycling Nomads that live on a very small budget and have an idea of the essential gear to carry.

    You might want to connect with this family who are travelling the world on their bikes: http://www.crazyguyonabike.com/ almost 6 years ago

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    Any good homestays in Fiji?

    Feejee Experience do a home stay in a village called Nausotoka check out their website www.feejeeexperience.com almost 6 years ago

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    Should I get travelers insurance for 5 months in Southeast Asia?

    Hi Elise, Katrina from WorldNomads.com here. Some might say if you can't afford travel insurance, you can't afford to travel. Of course we're going to be a bit biased and say travel insurance is a good idea (!), but it really is up to you to work out why you think insurance is worth it. The number one reason to get it is to cover you if something unexpectedly goes wrong and you're in an accident or get seriously sick and need emergency medical treatment. Yes, medical cover in SE Asia can be cheap, but it also can be very expensive (with hospitalization in Thailand sometimes costing the same rates as if you were in the USA). The bottom line is: even though you might be an active healthy person, you really cannot predict the unexpected. Insurance is there if, by chance, something happens to you. It can help pay for some of your expenses, give you 24/7 support to organize treatment, it can help get you home fast if you're so sick or injured you're not capable of travelling longer (and depending on what's happened, pay for upgrades if you need extra space or care due to your injury). It can also help if something you take with you is stolen or your trip or if your trip is cancelled or interrupted (by some of the covered events explained in the policy). Have a read at some of these true claim stories to illustrate how travel insurance can (and perhaps can't help): https://www.worldnomads.com/claimstories.aspx If you do decide to get it and have specific questions about coverage on any of the plans we offer, then please ask: http://worldnomads.com/contactus.aspx And finally, all travel insurance plans are different, plus they all have limits and exclusions to cover, so it is always best to read the policy you buy really carefully (yep, all the fine print) so you know how it can (and can't) help to avoid any disappointments if you need to use it. Hope you have an amazing trip, Safe travels, Katrina almost 6 years ago

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    Does Cuba accept worldnomads insurance?

    Hi Luigi, Katrina from WorldNomads.com here. The short answer is: it depends on your country of residence. TravelEater is correct, it is not possible for a Canadian or USA resident to buy one of our policies to travel in, to or through Cuba. Our North American insurer, Travel Guard is not able to provide cover for Cuba through the plans we offer, due to the international embargo. Residents of all other countries are able to travel to Cuba on the plans we offer (except Cubans travelling at home or abroad). Just be sure that you read your policy wording carefully for any conditions or exclusions on the policy you choose, particularly if there are any travel warnings in place. If you have further questions regarding cover, please talk to our service team. They're always happy to help answer you question once they know your country of residence - http://worldnomads.com/contactus.aspx Safe travels almost 6 years ago

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    Is there any protection against physical and material damage of me for another person like third party insurance?

    Hello Joe, Katrina from WorldNomads.com here. Our customer service team has been in contact with you directly by email as your question relates to specific coverage on the policy you have purchased. For others reading this: many of the plans World Nomads offer have protection for your personal legal liability/defense costs if you accidentally cause damage to someone else's property or injure another person. Not all of the plans we offer are the same and some plans don't cover personal liability, so please check your policy carefully for the full description of coverage, and any conditions, limits or exclusions that may apply. Our customer service team are always happy to help answer specific questions, so please don't hesitate to ask them here: https://www.worldnomads.com/contactus.aspx Safe travels. almost 6 years ago

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    How can I add specific items like laptop & cameras to a travel insurance policy?

    Hi Isabel, Katrina from WorldNomads.com here. Some plans allow you to specify certain items on your policy, however it depends on your country of residence. Usually you can do this when get a quote before you buy the policy (scroll down the quote page to see this option), and you must do this before it starts. Please contact our customer services team directly for full details and advise them of your country of residence (we try to keep the questions in "Ask a Nomad" for general travel questions, not policy related questions as this can be complex): http://worldnomads.com/contactus.aspx almost 6 years ago