Katrina Greeves

Katrina Greeves

From the Site_iconWorldNomads.com network
  • 0 rating

    can anyone reccommend a one way travel insurance of over 30 days and cover for £10000 of personal belongings?

    Hi Pauline, Katrina from WorldNomads.com here. As you may have already found, travel insurance is usually set up just for the belongings that you'd take on a trip, not all of your life's possessions and/or valuables. At WorldNomads.com, we provide travel insurance coverage for UK residents (http://www.worldnomads.co.uk/) to go on one way, return or annual multi-trips, however our baggage coverage is limited to £1,250. There may be restrictions on the total cover, plus per item limits, depending on what it is (eg. electronic equipment vs clothes, vs jewellery) . You might want to consider travel insurance just for your trip (and the things that you take with you), and then look for separate personal belongings insurance for your household items you're shipping over to NZ. Coverage may also depend on whether you're shipping your belongings or if you're taking them on your trip with you. Some travel insurance policies have restrictions on cover if you are sending gear unaccompanied. The final consideration is your country of residence. Travel insurance policies are usually set up mainly for medical cover, so if you're injured or seriously sick on your trip, you can receive medical treatment while travelling. You need to consider which country you have access to permanent medical care, in case you need to be repatriated home for ongoing treatment. If you're emigrating, do consider the policy you are buying and whether this covers you as a UK resident or NZ resident. And finally, travel insurance isn't designed to provide you with ongoing medical care at home, so you may wish to consider a health insurance product in New Zealand if you're not eligible yet for resident health cover. The bottom line: no matter what travel insurance or general insurance you choose, is that you really should read the policy wording carefully to make sure you know restrictions for cover or any exclusions to cover i.e. what you;re covered for (and not). Hope you have a safe trip and best wishes for your new life as a Kiwi! almost 8 years ago

  • 0 rating

    Can anyone recommend...While vietnam is the country we will be in longest, our tour also includes cambodia and Thailand. Is the quote same?

    Hi Daniel, Katrina from WorldNomads.com here. I am going to make an assumption that you're asking a questions about a travel insurance quote? WorldNomads.com provides global travel insurance so you can travel in Vietnam, Cambodia and Thailand and elsewhere as long as it's safe to go there according to the travel advice provided by your government travel advisory. The only thing we don't cover is travel at home (unless you are a USA or Canadian resident and travelling over 100 miles from home). If you want to get a quote, simply use the widget from our home page to choose your country of permanent residence, put in your dates of travel and the type of policy you'd like (eg. single or family policy). This will give you the prices you're after. Otherwise, you can review the prices and what you get here http://www.worldnomads.com/travel-insurance/prices-and-benefits.aspx (again, choose your Country of Permanent Residence to start the quote) Please do read the policy wording we supply really carefully to understand what you're covered for (and not) and to make sure the coverage is right for your trip and all the things you're planning to do. We work with a number of different insurers, and the policies do differ, depending on your country of residence. If you've still got travel insurance questions about what's covered, then let our customer service team know - http://worldnomads.com/contactus.aspx If you've got general travel questions, you can use "Ask a Nomad" to ask our travel community about your trip and get the inside information on places you're going to, things to do etc. Hope you have a great trip - SE Asia is awesome. My favourite destination there so far is definitely Cambodia, closely followed by Laos. Safe travels almost 8 years ago

  • 0 rating

    How can I do volunteer work in Cambodia?

    Just heard about this charity in Cambodia - http://www.lovecambodia.co.uk/visit_volunteer.php. It is being run by a girl from the UK to support the orphaned children of Cambodia almost 9 years ago

  • 0 rating

    Can I get travel insurance departing Australia but ending the trip in the UK.

    Hi Ashley - Katrina from WorldNomads.com here. You can buy WorldNomads.com travel insurance for a one way trip or any trip which starts in one country and ends in another. Just be aware, when you buy a policy with us, you have to decide which country you would want to be repatriated back to if you are seriously sick or injured and it's decided you should be returned home for ongoing medical care. This country becomes your "country of permanent residence" when you get a quote/buy your policy. If you choose the UK as your country of residence, this has a special definition: - if purchasing the policy and not currently in the UK (trip has already commenced) you must be a British Citizen defined as: A UK Passport Holder which describes the holder as a British citizen or citizen of the United Kingdom and Colonies, who has a permanent residential address in the United Kingdom and unrestricted right of entry to the United Kingdom. Also be aware, that as soon as you set foot in that country of residence you choose, the coverage effectively ends, as you're not covered while "at home". All of our policies differ, depending on the country of residence you choose, so best to read them carefully to make sure you know what you're covered for (and not) and make sure the policy is right for you. Please do contact our team if you've got any questions - http://worldnomads.com/contactus.aspx Have an awesome trip! about 8 years ago

  • 0 rating

    Hi there, Does anyone know of a insurance policy that I can take out in the event I need to cancel a flight because of a job offer? Thanks!

    Hi Becc - Katrina from WorldNomads.com here. Like other insures, WorldNomads.com travel insurance policies generally provide cover for pre-paid expenses/cancellation costs if you are seriously sick or injured and can not start your trip. We don't provide cover if you simply "change your mind" and cancel your trip if you do get the work permit/job offer you're waiting for. Best thing to do in this situation is get in touch with your airline and make sure you know what their policies are on cancelling. You might be able to buy a ticket, which gives you more flexibility to change your dates, without loosing the ticket altogether. Even if you were sick and couldn't travel, you'd have to ask your airline for a refund first before making a claim with an insurer. Also good to know that cancellation clauses generally cover you only for pre-paid, non-refundable expenses you have if you have to cancel, BEFORE you start your trip. If you're buying insurance "on the road" (ie. away from your country of permanent residence) you may not be covered for cancellation costs, as technically you've already started your trip. Hope your work permit comes through - good luck! about 8 years ago

  • 0 rating

    How do I get cheap car rental and insurance in the USA?

    Hi - Katrina from WorldNomads.com here - unfortunately, I can not help you find cheap car rental in New Jersey, but you should consider the insurance and liability implications when you hire a car anywhere in the world, but particularly in the USA. Depending on your country of residence, Travel insurance does sometimes cover the Insurance Excess on rental vehicles. So if you're in an accident and you have to pay the first $x amount on the damage caused, your travel insurance might be able to help you cover some of these costs. Best thing to do is read all of the fine print really carefully on your hire contract and your insurance policy. Not all insurance policies cover the "gap"on care hire insurance, so if you've got specific questions about WorldNomads.com coverage, let our team know - http://worldnomads.com/members/memberscontactus.aspx Have a great trip in the USA - safe travels!. about 8 years ago

  • 0 rating

    Is India in South East or Eastern Asia for Worldnomds?

    Hi - Katrina from WorldNomads.com here India is not in our definition of South East & Eastern Asia when you select the regions covered by WorldNomads.com Travel Insurance (as a UK or Irish resident). The countries included in South East & Eastern Asia are: Brunei, Burma (Myanmar), Cambodia, China, Hong Kong, Indonesia, Japan, Korea, Laos, Malaysia, Mongolia, Philippines, Singapore, Taiwan, Thailand, Vietnam. So, you can choose "excluding" as long as you are not planning to travel to the USA, Canada or countries in The Caribbean, South East or Eastern Asia. Have an awesome trip in India - safe travels. about 8 years ago

  • 0 rating

    Travel Insurance for Australia?

    Hi Ryan - Katrina from WorldNomads.com here: As a UK citizen, you do have reciprocal medical rights in Australia, for treatment that is medically necessary, but it doesn't cover every treatment you might need. You've also got to remember one of the most expensive things, which travel insurance covers (amongst the obvious like overseas medical costs and other things like personal liability and baggage) is ambulance transport and for the most serious cases, medical evacuation home. For example, if you suddenly get sick or injured and you need to get to hospital by ambulance, need medical transport between hospitals or if it's really serious, you need to get back home for treatment and rehabilitation - repatriation by specially equipped air ambulance can exceed $200,000. Medicare also doesn't cover you for emergency dental work or physiotherapy - so that's something else to consider. Another thing to consider is what happens if you need to get back home quickly if your close relative dies or get seriously sick - travel insurance covers that too. Plus, no one like to think about it, but if you die while travelling, travel insurance covers the cost to get your body back home to your family. And finally, if you buy chance cause someone else's' injury or damage property then your covered for this by insurance and the Personal Liability clauses. You can see what WorldNomads.com Travel insurance covers for UK residents here (please read the policy wording too, so you know what your covered for (and not) and if it's right for your trip) - http://www.worldnomads.com/travel-insurance/prices-and-benefits-country.aspx?Country=GBR Remember, we let you buy the duration you need now and extend your policy when you're travelling. eg. you can buy the 2 month policy now and extend later (before the 2 mths ends) for your Australian trip. Let us know if you've got specific questions - http://worldnomads.com/contactus.aspx Have a great trip through Asia - we'll see you in Australia! (Sun's out in Sydney today and it's warm!) about 8 years ago