Kellie

Kellie

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  • 0 rating

    I am a US citizen living permanently in Australia. Do I need a travel insurance policy to travel to the US for 3 weeks this May?

    Hi Andienicole, Kellie here from WorldNomads.com. If you are living permanently in Australia, then you can buy a travel insurance policy to cover your travels to the US in May if you wish to be covered for such things as Overseas Medical expenses , repatriation back to Australia, Pre-Trip Cancellation and Baggage just to name a few benefits. As a permanent resident of Australia (as per definition below), you will be covered under this policy while in the US regardless of the fact that you are a US citizen. To qualify as an Australian resident, you must be a citizen or holder of a residency visa and have all of the following in your home country 1.unlimited and unconditional right of entry; 2.access to long-term medical care (e.g. national health cover or private health cover. 3.you will be repatriated back to to Australia if you’re unable to continue your trip and you require ongoing medical care at home; and 4.a permanent residential address. do Hope this helps but if you have any specific insurance questions, please ask our service team directly who will be more than happy to help: https://www.worldnomads.com/contactus.aspx Best wishes Kellie about 7 years ago

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    Does anyone know of a good travel insurance company similar to World Nomad's? WN will only insure for 1 year max and we need 2 years.

    Hi Kristin Kellie from World Nomads here.I understand you now have the information you need relating to your query and it has all worked out with cover available to you for the entire duration of your travels. For others reading this, it does depend on where you're from as to whether it's possible to extend a policy beyond the 12 month mark when traveling for extended periods of time. For example, if you are from Australia or New Zealand, you can extend a policy for as many times as needed and for as long as needed ( ie each time you extend it can be up to 12 months but there is no limit to the number of times you can extend). If you're from a country where the policy underwritten by ihi Bupa is offered ( eg Continental Europe, Asia, South America , Africa etc) or if you're from Canada, you can extend a policy up to 12 months and then if you are travelling beyond 12 months, you can buy a new policy to cover your ongoing travels ( for Canadians, you must have provincial health care in place for the entire policy duration). Also be aware of waiting periods when buying a policy while already travelling. If you're from the UK or Ireland, there are specific limits to the total policy duration available (inclusive of extensions). Always a good idea to read the policy wording relevant to your country of permanent residency as this is where you'll find any information relating to the conditions surrounding policy extensions. If you have any specific insurance questions, please ask our service team directly who will be more than happy to help: https://www.worldnomads.com/contactus.aspx Best wishes Kellie about 7 years ago

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    Insurance for IEC Canada

    Hi Kelvin, Kellie from World Nomads here.While we are not the experts on the IEC requirements, we can tell you that many of our policy holders are working in Canada under this scheme or something similar. Health care insurance that provides cover for medical care, hospitalization and repatriation does perhaps mean the same thing as travel insurance. If you try and apply for cover through a Canadian provider this is not going to cover repatriation back to you home country anyway so it isn't really the same thing ( assuming you are not a permanent resident of Canada as IEC would not really be relevant of you were). You should check with the IEC department when applying for your visa just to confirm. If you have any specific insurance questions, please ask our service team directly who will be more than happy to help: https://www.worldnomads.com/contactus.aspx (we try to keep our Ask a Nomad service for general travel questions that our travel community can answer.) Best wishes Kellie about 7 years ago

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    Buying insurance as an Australian living in UK.

    Hi Dave Kellie from World Nomads here. You may be able to buy a policy as an Australian permanent resident to cover you while in the UK but only if you are not living permanently in the UK. A condition of cover as an Australian is that if you’ve been living or intend to live permanently at the one residential address overseas for more than 2 years, or you don’t intend to return to Australia at any time, then you’re not able to buy this plan (but you can look at the UK plan as an option if this is the case). If living temporarily in the UK with the intention to return back to Australia, then you can buy insurance through us, even if you’ve already left Australia. As long as you’re an Australian citizen or resident, you can buy a policy online to cover any trips outside of Australia. Just be aware that when you buy our policy while already travelling, there is a 72 hour waiting period before the full cover on the policy kicks in (unless you’re unlucky enough to become seriously ill or suddenly injured in an accident and need emergency medical assistance during this time, there’s cover for that). The part about ‘When cover starts and ends’ in the How it Works section of the PDS will explain the details. If you have any specific insurance questions, please ask our service team directly who will be more than happy to help: https://www.worldnomads.com/contactus.aspx (we try to keep our Ask a Nomad service for general travel questions that our travel community can answer.) Best wishes Kellie about 7 years ago

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    To buy for a couple or for two singles?

    Hi Clay. Kellie from World Nomads here While we can't really advise which plan is better as this does depend on your circumstances, you are right in that the same amounts are covered per person whether you choose the 'couple' or 'single' plan. Provided you are both from the same country of permanent residency and are travelling on the same itinerary for the entire trip, you can select the 'Couple' plan.If you have any specific insurance questions, please ask our service team directly who will be more than happy to help: https://www.worldnomads.com/contactus.aspx (we try to keep our Ask a Nomad service for general travel questions that our travel community can answer.) Best wishes Kellie about 7 years ago

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    I would like more details about travel delay, pre trip cancellation

    Hi Siliana. Kellie here from World Nomads. If your plane is delayed while outside of your home country, your policy will cover necessary and reasonable additional expenses for local transportation, meals and overnight hotel accommodation. To claim these expenses, your flight must be 1. delayed for more than three hours past its scheduled departure; or 2. cancelled or overbooked. There are specific conditions under this benefit that must be met to claim these necessary expenses so do read Section 17 - Travel Delay in your policy wording ( this can be accessed through your members page) You can submit a claim online through your membership page and claim up to €350 (€70 per day) for these expenses. If you have specific insurance questions, please ask our service team directly as they are happy to help: https://www.worldnomads.com/contactus.aspx (we try to keep our Ask a Nomad service for general travel questions that our travel community can answer.) Kellie about 7 years ago

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    Is my daughter a U.K. resident yet?

    Hi Jane. Kellie from World Nomads here. When getting a quote and buying a policy through World Nomads, your country of permanent residence is the country where you : 1. have access and/or right to receive long term medical care (Reciprocal health schemes are not applicable); 2. agree to be repatriated to this country to receive long term medical care if medically required; 3. have unrestricted right of entry; and 4. have a residential address. Therefore, to qualify to buy the policy while in the United Kingdom as a UK resident, your daughter must have a permanent residential address in the United Kingdon and unrestricted right of entry to the United Kingdom as well as having access to have access and/or right to receive long term medical care (eg. NHS) in case of repatriation back to the UK. If you have any specific insurance questions, please ask our service team directly who will be more than happy to help: https://www.worldnomads.com/contactus.aspx (we try to keep our Ask a Nomad service for general travel questions that our travel community can answer.) Best wishes Kellie about 7 years ago

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    Does anyone have any advice on some inexpencive travel insurance for a 65 yr old senior?

    Hi Jo. Kellie here from WorldNomads.com All policies available through World Nomads have age limits ranging from under 60 years through to under 70 years depending on your country of permanent residency.While we are unable to offer cover for active travellers who are not able to buy a policy due to the maximum age restrictions, a search online for 'over 60 travel insurance' for example may yield results. Best of luck. over 7 years ago