As said above: bring both, especially more than one bank’s or credit’s cards for your money access. My bank card stopped working due to a bank issue and they had to FedEx me a new one when I was in Pokhara, Nepal and it was good I had other cards I could pull more cash out with while waiting for arrival. Take out enough cash for about a week, IMO, and only carry small amounts visible in your wallet when you open it - both to not flash large cash but also to not be rude as the Oh So Rich person over others. Put a bit extra in a back fold or another compartment and then spread the rest around. A bit more on yourself and then some in a safe or safe deposit box or a sturdy locker, whichever sort of places you’ll be in and have. Same with cards. Carry one or two in a safe location where you won’t drop them or be pickpocketed/stolen from and then some in a safe spot in your staying place. Pay your lodging on arrival. If all goes wrong you’ll have that roof over your head, at least, til things are worked out with the bank. Personally I wouldn’t carry dollars as I found most places weren’t that welcoming to them and most ATMs won’t give them so you’ll have to do exchanging to get them over again while there if you do use any you take. I went with the local currency o the country I was in or a fair amount for where I was about to head next, then did the same thing the next place - some for there and then some for the next place when I was getting ready to jump or unsure when it would be yet. over 2 years ago
My 14year old is traveling with group in Germany, What is the best way for him to carry money, ATM, my crediti card, cash?
Both, just like in the US or anywhere similar in places like Western Europe. Do make sure he has a card. Cash is easily lost and Euros and prices themselves cause a person to go through more than they’d expect or plan, even when we’ll within reason and trying to be careful. I lived there for 3 years and honestly for the daily stuff it’s just like the US: cash is good for a lot, card is good for a lot, and having both is really the way to live. Just like anywhere try to make it a card with good or no exchange fees when withdrawing or buying. That’s money wasted if you are able to avoid it. And yeah, remind him to treat it like anywhere new and not lose or get stolen from. If you’re seen as a newbie you’re of course a greater target for theft and scams. On that, have him look at pages and YouTube stuff about common scams used on tourists (and locals, but majorly at tourists...) so that he doesn’t get tripped up and stolen from or scammed out of cash that isn’t really what it’s for. In a phrase usually used other way, “Playas gonna play”. Keep his wits about him! :) I’m sure it’ll be an interesting trip for him! over 2 years ago