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    Hi Michelle,

    Katrina from WorldNomads.com here.

    Technically and politically you are right, Guam is considered a US territory/associated state. However, from an insurance perspective it will depend on the insurance provider you choose. Each insurer may have different definitions of the countries covered under their plans, so please do read the policy wording carefully.

    The plans we offer for Australian, NZ, Irish and UK residents will allow you to travel to Guam on a policy where you've chosen, "worldwide excluding USA". Of course, if you're planning to step foot in the USA (even just in transit), then you'll have to choose the region including the USA.

    If you have any specific questions about the plans we offer through WorldNomads.com, please let our customer service team know - http://worldnomads.com/contactus.aspx

    Safe travels, almost 2 years ago

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Map of Guam